Rates - As of February 12, 2010

Auto Loans

Type of Loan	Term of Loan	APR	Amount Financed
New (Autos & Motorcycles) 2009 – 2010	60 – 72 months	As low as 5.00%	$50,000 80% or 90% Financing
Used (Autos & Motorcycles) 2009	Up to 48 months	As low as 6.50%	80% or 90% Financing
Used (Autos & Motorcycles) 2007- 2008	Up to 48 months	As low as 9%	80% or 90% Financing
Used (Autos & Motorcycles) 2006 & Older	Blue Book Loan Value	As low as 12%	N/A
New & Used All Terrain Vehicles 2009 – 2010	Up to 48 months	As low as 10%	80% or 90% Financing
Used (Motor Boats & Boat Trailer)	Up to 48 months	As low as 12%	Depends on Appraisal
New (Travel Trailer, Overhead Camper)	Up to 60 months	As low as 9%	80% of Purchase Price
Used (Travel Trailer, Overhead Camper)	Up to 36 months	As low as 11%	Wholesale Book Value
Motor Homes	N/A	As low as 8%	80% Based on Year & Value
All loans require completed loan application and approved credit. APR is current as of publication date and is subject to change without notice. Some restrictions may apply.

Mobile Home Loans

Type of Loan	Term of Loan	APR	Amount Financed
Mobile Home Purchase	Up to 20 years	As low as 9%	80% of Appraised Value
All loans require completed loan application and approved credit. APR is current as of publication date and is subject to change without notice. Some restrictions may apply.

Real Estate Loans

Type of Loan	Term of Loan	APR	Amount Financed
First Mortgage	Up to 30 years	As low as 5.00%	80% of Appraised Value
All loans require completed loan application and approved credit. APR is current as of publication date and is subject to change without notice. Some restrictions may apply.

Agricultural Loans

Type of Loan	Term of Loan	APR	Amount Financed
Agriculture	Up to 60 months	As low as 7%	70% LTV Equipment
Farm Operating	Up to 60 months	As low as 7%	80% LTV Lvstk.
All loans require completed loan application and approved credit. APR is current as of publication date and is subject to change without notice. Some restrictions may apply.

Other Consumer Loans

Type of Loan	Term of Loan	APR	Amount Financed
Signature Loan	Up to 60 months	As low as 11%	Up to $6,000
Savings Secured	Up to 60 months	As low as 4.50%	Share Balance
Certificate Secured	Term of Certificate	2% above rate	Amount of Certificate
Signature/1 Cosigner/Co-maker	Up to 60 months	As low as 11%	$6,000 1 Cosigner/Co-Maker
Signature/2 or more Cosigners/Co-makers	Up to 60 months	As low as 12%	$8,000 2 or more Cosigners
Signature/Cosigner	Up to 30 months	As low as 11%	$1,500 and under
All loans require completed loan application and approved credit. APR is current as of publication date and is subject to change without notice. Some restrictions may apply.

Share Certificates (CDs)

$500 thru $9,999.99

Term	Dividend Rate	APY
3 months	1.09%	1.10%
6 months	1.19%	1.20%
12 months	1.39%	1.40%
24 months	1.83%	1.84%
A minimum deposit of $500 is required to open a share certificate. Penalties apply for early withdrawal and is calculated on the part of the dividends that have or would be earned, and applies whether or not dividends have been earned.

Share Certificates (CDs)

$10,000 thru 24,999.99

Term	Dividend Rate	APY
3 months	1.09%	1.10%
6 months	1.19%	1.20%
12 months	1.39%	1.40%
24 months	1.83%	1.84%
A minimum deposit of $10,000 is required to open a share certificate. Penalties apply for early withdrawal and is calculated on the part of the dividends that have or would be earned, and applies whether or not dividends have been earned.

Share Certificates (CDs)

$25,000 thru $99,999.99

Term	Dividend Rate	APY
3 months	1.14%	1.15%
6 months	1.24%	1.25%
12 months	1.44%	1.45%
24 months	1.88%	1.89%
A minimum deposit of $25,000 is required to open a share certificate. Penalties apply for early withdrawal and is calculated on the part of the dividends that have or would be earned, and applies whether or not dividends have been earned.

Individual Retirement Account (IRAs) – 12 Months Only